We’ll always do everything we can to solve your problem -, with as much speed and as little fuss as possible.
Some issues may meet the definition of a complaint under the guidelines set out by our regulator, the Financial Conduct Authority (FCA).
If your problem meets this definition, and we can’t solve it for you quickly, then we’ll follow an FCA-approved process to make sure it gets the attention it deserves.
We’ll:
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Acknowledge your complaint promptly
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Assign a dedicated complaint expert who will review your complaint
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Carry out a thorough and impartial investigation
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Keep you updated of the progress
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Do everything we can to resolve things as quickly as possible
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Provide a written response within 8 weeks of receiving your complaint, this will inform you of the results of our investigation or explain why this isn’t possible.
Our aim is always to solve the problem for you. If you’re not satisfied with our investigation or can give us further information that could help to clarify things, we’re happy to review our response.
If you're not happy with our response to your complaint:
You may be able to ask the Financial Ombudsman Service to carry out an independent review of your complaint if you remain unhappy. If this is the case, you also have the right to ask them to review your complaint if we’ve been unable to resolve it within 8 weeks. We will provide full details in our response if this is possible.
The Financial Ombudsman Service exists to help resolve complaints when we have not been able to resolve your complaint to your satisfaction. The service they provide is free and impartial. Whilst we are bound by their decision you are not, contacting them will not affect your legal rights.
In writing:
The Financial Ombudsman Service
Exchange Tower
London
E14 9SR
By telephone:
0800 023 4567
You can also visit their website at www.financial-ombudsman.org.uk where you will find further information. Please be aware that the Financial Ombudsman Service will only be able to consider your complaint after Quotemehappy.com have had the opportunity to consider and resolve this.