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Life insurance

Our Life Insurance Policy pays out a lump sum if you pass away or you’re diagnosed with a terminal illness. We’ve got different types of cover, so you can find the right option for you.

Your cover

Level cover

  • Choose a lump sum to leave behind for your loved ones.
  • Help your loved ones cover living costs and monthly rental or mortgage repayments if you pass away.

Decreasing cover

  • Could help your loved ones pay off a capital repayment mortgage or loan if you pass away.
  • You’ll pay the same amount each month, but cover gradually decreases in line with a capital repayment mortgage or loan.

Which cover type would you like?

Who would you like to cover?

A joint life insurance policy only pays out once - it won’t provide cover for the second person after the first person passes away.

If you want to cover two people, the personal information you tell us when you apply can be seen by you both. Not keen on this? Just choose a single application.

Critical illness cover

Critical illness cover pays out a lump sum if you’re diagnosed with a life-changing illness. It’s designed to help ease any immediate financial worries you might have, and can pay towards treatment or the cost of everyday living.

We cover 33 conditions , including nearly all cancers, heart attacks and strokes.

Do you want to add critical illness cover?

Your personal details

First name
Last name
Your date of birth (DD/MM/YYYY)
Smoking, vaping, tobacco and nicotine use

We need accurate information about the use of cigarettes, cigars, a pipe or any tobacco or nicotine products including e-cigarettes, vaping products, nicotine gums or patches, even if only on an occasional basis. It’s an important factor in our assessment of terms and payment of claims. We carry out tests to confirm use.

Height (choose unit of measurement)

We need your height to work out if you're eligible for this cover.

Weight (choose unit of measurement)

We need your weight to work out if you're eligible for this cover. If you’re pregnant, please give your weight immediately before pregnancy.

Email

We’ll use this email to communicate with you and send you your quote.

Postcode

Applicants must be UK resident, as defined in the policy conditions.